Oreo Cream LOADED Banana Bread
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What’s Up, Hungry People
This is the ultimate banana bread recipe. No ifs, ands, or buts about it.
Who can resist a banana bread packed with Oreo cookie bits, creamy pockets of sweet Neufchâtel cheese, and peanut butter chips, all topped with even more Oreo crumbles and crunchy demerara sugar?
Not me, that’s for sure.
This recipe actually came about during the early days of COVID quarantine when I had nothing else to do but experiment with whatever ingredients I could find in my kitchen. I certainly wasn’t heading to the grocery store for fresh bananas!
This decadent banana bread happened by pure chance. I had a bag of Oreo crumbles, some Neufchâtel cheese, and overripe bananas. And as if I were living in an episode of “Chopped,” I decided the best thing to bake was a dessert-y banana bread!

Here’s What You Need
Everyone has a basic banana bread recipe handy, but the ingredients in this one take it to the next level.
- Demerara sugar – Sprinkled on top for a sweet, crunchy crust.
- Overripe bananas – Brown bananas are perfect for banana bread because they are extra sweet and creamy.
- Flour & brown sugar – Ingredients you will always find in traditional banana bread.
- Butter, eggs & baking soda – These help give the “bread” some rise and fluffiness.
- Plain Greek yogurt – Creates a moist batter and adds a slight tangy flavor.
- Oreo cookie crumbles – You can make your own or buy a pre-crushed bag of cookie crumbles (affiliate link) — isn’t the future fun?
- Neufchâtel cheese – Similar to cream cheese but with a lower fat content, adding a touch of creaminess without being too heavy.
- peanut butter chips – to be honest, I just found these in my pantry but their addition makes all the difference in flavor – a happy accident!

Let’s Cook
First things first, preheat your oven to 350°F. Get your two bread loaf pans ready by greasing them and lining the bottom and sides with parchment paper. Trust me, this little step will save you from the struggle of getting your delicious bread out of the pans later.
Mix It Up
Grab a large bowl and mix together your mashed bananas, Greek yogurt, flour, brown sugar, and melted butter. Now, here’s the key: don’t overdo it. Stir just until everything is combined. Then, gently stir in the baking soda, Oreo cookie crumbles, and eggs. Remember, the batter should be thick—extra THICC, if you will!

Load the Pans
Pour your batter evenly between the two loaf pans. Now, it’s time to press the cubes of Neufchâtel cheese into the batter. I like to push some deep down and leave a few peeking out on top. If you’re feeling extra fancy, sprinkle some more Oreo crumbles and demerara sugar over the top.
Bake It Up
Pop those pans into the oven and bake for about 60 minutes. You’ll know it’s done when the center of each loaf is puffed up and cooked through. Resist the urge to dig in right away! Let the bread cool completely in the pans. I know it’s tough, but this step ensures your bread sets properly and doesn’t crumble apart when you try to remove it.

Extra Tips for Banana Bread Perfection
- Use overripe bananas: The browner, the better! They add sweetness and moisture that can’t be beat.
- Don’t overmix the batter: Overmixing can lead to dense, tough bread. Stir until just combined.
- Check for doneness: Every oven is different, so check your bread at the 50-minute mark. A toothpick inserted in the center should come out clean or with just a few crumbs.
- Cool completely before slicing: It’s tempting to dig in right away, but letting the bread cool ensures it holds together when sliced.
Common Questions About This Recipe
- Can I use regular cream cheese instead of Neufchâtel?
- Absolutely! Regular cream cheese will work just fine, though it may be slightly richer in taste.
- What if I don’t have Greek yogurt?
- You can substitute it with sour cream or even regular yogurt, though the texture might be slightly different.
- Can I add nuts or other mix-ins?
- Sure! Feel free to toss in some chopped nuts, chocolate chips, or even dried fruit to customize your banana bread.
- How should I store the banana bread?
- Wrap the cooled bread tightly in plastic wrap or store it in an airtight container. It should stay fresh for up to 4 days at room temperature or up to a week in the fridge.

So there you have it, Hungry People—oreo cream banana bread that’s anything but ordinary. This loaf is packed with all the good stuff, from sweet chunks of Neufchâtel cheese to the crunch of Oreo crumbles. Whether you’re whipping it up for breakfast or a midnight snack, this banana bread is sure to be a hit.

Oreo Cream Banana Bread
Equipment
- bread pans
Ingredients
- 3 overripe bananas mashed
- 2 cups flour
- 1 cup brown sugar packed
- 2 eggs
- ¼ cup butter melted
- 1 teaspoon baking soda
- ⅓ cup plain Greek yogurt
- 1 cup crushed Oreo cookies + more for topping
- 6 oz neufchatel cheese or can sub sweet cream cheese, cut into cubes
- ½ cup peanut butter chips
- ¼ cup demerara sugar
Instructions
- Preheat the oven to 350°F. Grease and line two bread loaf pans, then set them aside.
- In a large bowl, mix together the mashed bananas, yogurt, flour, brown sugar, and melted butter. Then stir in the baking soda, crushed Oreo cookies, peanut butter chips and eggs. Stir until just combined; do not overmix.
- Pour the batter evenly between the loaf pans. Press the cubes of Neufchâtel cheese into the batter—some deep and some on top. Sprinkle additional crushed Oreo cookies and demerara sugar on top as desired.
- Bake for 60 minutes, or until the center of each loaf is puffed up and cooked through. Remove from the oven and leave in the pans until completely cooled before attempting to remove or slice the bread. Serve and enjoy!